Money is nothing more than a term which represents an abstract form of exchange of labour for purchasing power. This article will not investigate interest, loans, debt or the creation of money.
For in reality money could be gold, silver, match sticks or pine nuts. Here we will concentrate on the direct result of defining a value to labour to use in exchange for purchasing power.
While it may be offered that the abstraction (money) simply allows for delayed trade to take place, such as;
Human x has some chocolate.